Articles by Prashant Kamat

Almost 10 months ago, we had a mini-event.  Our car turned 3 years old!  Is that a good thing?  Well it is, considering that the loan was fully paid off.  A month or so down the line, I got a letter from the car loan guys - duly filled in Form 35, NOC and Covering Letter.  All that had to be done now was the removal of hypothecation from the RC book.  Called up the loan guys and, no surprise, they firmly and politely told me that I'd have to get this done by myself. Now, I don't know about…

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Taking possession of an apartment is so often fraught with its own challenges (late handover, defects within the apartment) for the individual apartment owner, that more often than not building-level issues tend to be ignored.  Further, during the Builder-provided warranty period, occupancy normally tends to be very low, making very few people available for handling building-level issues.  Caveat Emptor: Latin for 'Let the Buyer Beware'. While first-time associations do cover obvious issues (like major defects / incompletion in building construction, basic documentation, handover of maintenance corpus), many other issues are ignored, either due to a lack of awareness or resources…

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Record and file everything.  It is essential that the MC (Management committee) formally document and file everything pertaining to the handover.  Many problems, which have their roots in ineffective handovers, crop up only after several years.  During the intervening period, people change - both in the MC / Association as well as the Builder.  Further, vendors' memories are notoriously short when it comes to delivering on promises made.  All important documents should be copied and filed properly - in a logical manner, which allows easy retrieval at a subsequent date.  Originals and copies should be stored separately - e.g. the…

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"The Brigade Millennium enclave brought an impressive range of facilities within one secure, green, well-planned environment. ... The end result is a quality of life that few urban dwellers in India normally have the privilege of enjoying", so says Brigade Enterprises' website on the Brigade Millennium enclave in JP Nagar 7th Phase. Reality, however, is quite different. The main road of this enclave - Millennium Avenue - is no different from a public road - worse, in fact, with both Brigade and BBMP washing their hands off it, this has become a classic 'dhobi ka kutta'. The result - as…

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"In Mexico an air conditioner is called a politician because it makes a lot of noise but doesn't work very well." - Len Deighton (English writer, b. 1929) Lack of participation and involvement, personality clashes, petty politics taking precedence over real issues and an inability to come together to address pressing problems effectively. Sounds like the Indian Parliament or State Legislative Assembly? Guess again. This could be a lot closer to you than you think. Apartment Owners Associations are statutory bodies comprising all the owners of apartments in a particular building / complex, and tasked with running the day to…

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"The next world war will be over water" - Ismail Serageldin, former Vice President of the World Bank. As with any problem, the proper way to manage water is to adopt a holistic approach along the lines of reduce, reuse and recycle and ensure active participation by both individual residents as well as the Apartment Owners Associations. The Central Public Health and Environmental Engineering Organisation (CPHEEO) guidelines state that the average water consumption per person, in megacities is 150 liters per day (lpd). For an average household of 4 persons, that works out to 600 lpd. Try to figure out…

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After almost three months of being launched, the “Dry Waste Management Initiative” project is a huge sucess members of the The Brigade Millennium Cassia Apartment Owners Association say. The project is designed on a holistic perspective, along all the dimensions of reduce, reuse and recycle. In January 2010, the residents of the apartment implemented the project.The Cassia block of the Brigade Millennium complex in South Bangalore’s JP Nagar 7th Phase is a typical community of urban dwellers.  With 195 apartments, spread over 15 floors, this residential building has both, a significant demand on resources as well as a significant footprint…

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